Personal finance, kept private

Everything you own — in one place, encrypted so only you can read it.

truewise pulls your bills, spending, investments and assets into one clear picture of your net worth. Your statements are sealed with keys only you hold. Not even we can open them.

Free to start · statements encrypted only you can read · cancel anytime.
One clear picture

Your whole financial life, finally in one view.

Not just a budget. truewise ties together what you spend, what you invest, and what you own — into a single, honest number: your net worth.

Bills & subscriptions

Every recurring charge in one list — what's due, what's paid, what's quietly creeping up.

Everyday spending

Snap a receipt and it's logged, categorized, and reconciled — no manual typing.

Investments

Holdings across every account, rolled up by ticker with concentration and gains at a glance.

Assets & net worth

Home, vehicles and belongings — valued and totaled with your accounts into true net worth.

Reconcile & alerts

Match statements to what you logged — and get flagged the moment a late fee, past-due notice, or rate change shows up.

Encrypted vault

Keep statements and records for years — sealed so only your family can ever open them.

Your whole household

Invite your family — everyone shares one clear picture, each on their own private sign-in.

Private by design

Most money apps read everything. truewise can't.

The rest of the industry asks for your bank logins and quietly reads it all. We built the opposite: your most sensitive documents are encrypted in your browser, with keys we never see.

You hold the keys

Statements are encrypted on your device with a passphrase only your family knows. There's no master key on our side.

We store only ciphertext

What lands on our servers is unreadable scramble. A breach would leak nothing but noise.

Intelligence, not surveillance

We read a statement once to pull the numbers you review — then it's sealed. We never sit on a live pipe into your bank.

The difference

Built the way you'd build it for your own family.

The usual money app
  • Wants your bank username and password
  • Reads every transaction, forever
  • Your data is the product
  • Stops at budgeting — no view of what you own
truewise
  • Snap or upload — you stay in control
  • Documents encrypted with keys only you hold
  • You're the customer, not the inventory
  • Bills, spending, investments & net worth in one place
Simple pricing

Start free. Upgrade when you're ready.

The whole app is free to use. Pro just adds a bigger monthly allowance of AI receipt & statement reading — pay only if you scan a lot.

Free
$0 / forever
No card required
  • The whole app — bills, spending, reconcile, budget & net worth
  • Unlimited quick receipt scans
  • A monthly allowance of deep AI scans to try it out
  • Zero-knowledge vault — encrypted so only you can open it
  • Invite your household
Get started free →
Pro
$9.99 / month
or $99 / year — two months free
  • Everything in Free
  • A much bigger monthly allowance of deep AI scans
  • Top up any time — extra scans never expire
  • Deep reading that itemizes receipts & statements to the line
  • Priority support
Get started free →
Upgrade anytime from inside the app · cancel whenever
✨ Every new account starts with a few weeks of Pro-level AI free — no card — then settles onto the Free plan automatically.
It's live

Start your private money hub today.

Sign in with Google and you're set up in seconds — your data encrypted with keys only you hold.

Free to start · cancel anytime.